Laura Pomfret Discusses County Court Judgments and Debt Issues
On Friday 22nd of May, Laura Pomfret appeared on Morning Live to discuss the increase in County Court Judgments (CCJs) across the UK. In Scotland, these are referred to as decrees. CCJs or decrees are issued to individuals who fail to repay money they owe.
Laura explained the reasons behind the rise in CCJs, outlined the options available to individuals who receive one, and provided advice on how to prevent unpaid debts from escalating into court cases.
For those seeking to understand the procedures and court forms required to request variations to the terms of a CCJ or decree—such as applying to pay in instalments or seeking cancellation of a judgment—Laura provided useful links.
For England, Wales, and Northern Ireland, you can find the relevant information here.
For Scotland, the information is available here.
Laura also highlighted the availability of temporary protection from creditors while individuals seek debt advice and formulate a repayment plan.
In England and Wales, this protection is known as Breathing Space. More information can be found here.
In Scotland, this protection is called a moratorium. Details are available here.
